Date: Wednesday, May 9th, 2012
Source: Texas Department of Insurance (TDI)
Consumer Alert: TDI has received reports that people claiming to be from insurance companies are showing up at consumers’ houses unsolicited. Be wary of anyone who comes to your house before you’ve filed a claim. If you’re unsure, call your insurance company to ask if they’ve sent someone to your home.
Date: Tuesday, September 6th, 2011
Source: Texas Department of Insurance
Wildfires are affecting dozens of communities in Texas. If you have a fire loss, the following information can help you understand your coverage and protect your interests.
Date: Monday, May 23rd, 2011
Source: Texas Department of Insurance, TDI
The following article and list of resources can help guide you through the insurance claim process in Texas.
Date: Thursday, March 3rd, 2011
Source: Texas Department of Insurance, TDI
TDI is offering assistance to Texas residents who need information or help with wildfire related insurance claims through the Department’s Consumer Help Line at:
1-800-252-3439
and through a new Texas Wildfire Resource Page that has been added to the TDI website at:
http://www.tdi.state.tx.us/consumer/storms/cpmdisfire.html
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If you only had damage, but saved the home:
Handling Smoke Damage after a Fire – Getting Soot and Smoke Out
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More information and resources related to wildfires:
Date: Tuesday, June 8th, 2010
Source: Texas Department of Insurance
With the official start of hurricane season on June 1, the Texas Department of Insurance encourages you to take some time to re-familiarize yourself with your insurance policies and to address any questions with your agent or company.
Date: Tuesday, March 16th, 2010
Source: FEMA
Most Americans ignore the risks of flooding, assuming they aren’t in a flood zone. The reality is, floods are America’s number one natural disaster and can happen anytime, anywhere. In fact, 90 percent of all natural disasters in the U.S. involve flooding. That’s why federal and state officials are urging residents to buy flood insurance before the next flood hits.
Date: Friday, August 14th, 2009
Source: Texas Department of Insurance (TDI)
The Texas Department of Insurance encourages you to take some time to refamiliarize yourself with your insurance policies and to address any questions with your agent or company.
View Home Inventory Checklist (pdf)
Compare Sample Rates for Homeowner / Condo / Renter’s Insurance
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Make sure you have windstorm insurance. If your property is located in one of Texas’ 14 coastal counties, or parts of southeastern Harris County, your homeowners policy may not provide windstorm coverage. You may be able to obtain insurance coverage for windstorm or hail damage from a special insurance pool called the Texas Windstorm Insurance Association (TWIA). It’s important to note that you cannot buy or change TWIA coverage once a hurricane is in or near the Gulf of Mexico. If you currently have TWIA coverage, review your policy carefully and know your policy limits. Compare your TWIA and homeowners policies and determine whether you are insured to an appropriate replacement value.
For more information about windstorm coverage and inspection requirements, call your insurance agent or TWIA at (512) 899-4900, or visit its website at www.twia.org.
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Consider flood insurance. Homeowners and commercial property policies specifically exclude coverage for damage from flooding. To protect yourself from losses caused by rising water, you’ll need a separate flood insurance policy, typically from the National Flood Insurance Program (NFIP). NFIP is administered by the Federal Emergency Management Agency. Flood insurance policies usually have a 30-day waiting period after the purchase date before coverage takes effect on currently owned property, so don’t wait until a flooding threat is imminent.
For more information about Flood Insurance, contact your insurance agent or NFIP at 1-888-FLOOD 29 (356-6329) or visit www.floodsmart.gov.
Date: Monday, June 29th, 2009
Source: FEMA
High ground does not guarantee that you are safe from floodwaters. But it does mean that you may be eligible for a low-cost Preferred Risk Policy (PRP) available through the National Flood Insurance Program (NFIP). The Preferred Risk Policy is available for as little as $119 a year for $20,000 of building coverage and $5,000 of contents coverage for a building without a basement.
Date: Friday, May 29th, 2009
Source: Texas Department of Insurance (TDI)
With the official start of hurricane season on June 1, the Texas Department of Insurance encourages you to take some time to refamiliarize yourself with your insurance policies and to address any questions with your agent or company.
Date: Friday, May 15th, 2009
Source: Texas Department of Insurance
Hurricane season officially begins in Texas on June 1 and runs through the end of November. Planning ahead can help you protect your family, and your property during hurricane season.
